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Open Banking
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Open Banking Solutions

Enable new revenue streams with Open Banking and embedded finance solutions.
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Key Benefits

Let us help you to unlock new revenue streams, accelerate innovation, and achieve measurable efficiency gains - ensuring leadership in a rapidly evolving finance landscape:
  • Accelerated Time-to-Market
    Achieve up to 90% faster partner onboarding and integration, enabling scalable innovation and continuous improvements in your financial ecosystem
  • Enhanced Performance & Customer Experience
    Cut external API calls by 50% through architectural optimizations, delivering smoother user journeys and an improved customer experience.
  • Cost Savings & Risk Reduction
    Streamline operations and cut expenses by up to 30% while adhering to global security standards that help reduce risk and protect sensitive data.
  • Regulatory Alignment
    Comply with PSD2-inspired mandates and local GCC data rules, ensuring comprehensive governance and robust security so you can move forward with confidence.
  • Scalable Revenue Growth
    Onboard 30+ new partners to launch embedded finance offerings, fostering deeper customer relationships and expanding your partner integrations.
View Success Stories

Why Open Banking Is a Strategic Imperative?

Modern banking is evolving rapidly, and open banking has become a strategic priority for forward-thinking financial institutions.
Key drivers include:
New Revenue Model
Monetize existing infrastructure through Banking-as-a-Service and embedded finance solutions.
Digital Ecosystem Growth
Create secure data connections with FinTechs and third-party providers via open APIs, fostering innovation and customer-centric partnerships.
Regulatory Momentum
Comply with evolving regulations while unlocking new business opportunities. Turn compliance into a growth strategy.
Customer-Centric Services
Deliver seamlessly integrated, real-time experiences your customers expect - consolidated account views, personalized budgeting tools, and faster payment flows.

Our Proven Approach

We guide your open banking journey from vision to reality, acting as your technology partner and ensuring technical excellence and strategic alignment at every step:
Readiness & Strategy
Assess current capabilities, define your high-impact use cases, and develop a clear roadmap to balance regulatory needs with revenue-focused goals.
API Architecture
Build a secure, scalable infrastructure that bridges legacy and modern systems, modernizing step by step. Our APIs align with global standards, incorporating robust encryption, consent management, and authentication protocols.

Integration & Support
Simplify third-party integration with clear, easy-to-use APIs and responsive technical assistance. We help design incentive programs to attract partners, boosting ecosystem growth and value.
Compliance & Security
Safeguard your customer data and maintain trust. Our solutions adhere to PSD2-inspired frameworks and local data protection laws, so you’re always prepared for audits and regulatory reviews.

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Our Success Stories
Bank-to-Bank API Exchange
Secure data sharing, full compliance, scalable rollout.
Partner API Hub
30+ fintechs integrated, new services launched, commissions earned.
Corporate API Integration
Reduced processing time from 2h to 15 min, cut operating costs 30%, errors down 95%.
Microfinance Upgrade
Smooth API migration, 50% fewer external calls and significant cost savings, zero downtime.
Ready to Embrace Open Banking?

Discover how Desert Spark can help you navigate compliance, drive innovation, and deliver dynamic, integrated customer experiences
Schedule Intro Session
Contact us today to learn more about how to make Open Banking work for you.

Why Choose Desert Spark?

Choosing the right partner can make or break your open banking initiative. Here’s what sets us apart:
  • Deep Regional Expertise
    Extensive knowledge of GCC banking, culture, and regulation
  • Proven Track Record
    30+ years, 3,000+ projects*, trusted by top financial players
  • End-to-End Delivery
    From advisory to engineering, all under one roof
  • Delivery excellence
    World-class software development and project management processes
  • Innovation & Technical Excellence
    Cloud-native, microservices-based, and AI-ready platforms
  • Partner Ecosystem
    Flexible integrations with leading fintech and core systems

Our Team

Meet the expert minds shaping the future of Fintech
  • Alexander Zhezhelevskiy
    Subject Matter Expert
  • Alexey Lebedev
    Head of Banking and Finance Department
  • Alexander Vinogradov
    CEO
  • Sergey Karas
    Head of Global Business Development